ABOUT US is the life insurance industry insider’s go-to resource for policy benchmarking, suitability confirmation, fiduciary level analysis and policy management.

We say, “the policy you own may not be the policy you purchased”, because insurance products are complicated financial instruments and legal contracts that require owners and fiduciaries to pay close attention to the details

We are passionate about making life insurance a valuable asset by providing a framework for success. Our proven process will help you feel good about the policy you own OR help you find a policy that will meet your specifications.

The senior partners of our firm collectively have over 100 years’ experience with insurance carriers and contracts. We are nationally known client advocates and experts in policy construction, design, and management. We know what it takes to make every policy perform the way it was intended, and we have the industry insider’s power to make it happen.

Why Your Policy Needs Regular Auditing

You may be overpaying OR may qualify for less expensive coverage

The market for cost effective coverage is dynamic and vast. We access the entire market to find the right priced policy for your needs.

Your coverage may not be suitable for your needs

Life changes and your protection should change with it to meet your current and future needs.

Your policy is not performing according to plan

Most policies rely on projections that are wrong from the moment they are printed. We can help you achieve the successful outcome you anticipated.

Newer products may offer better features

Life insurance companies continuously update their product offerings. You may be missing out on important benefits that only a new product can provide. We offer FREE concierge management service for the life of any new policy you purchase

Your insurance carrier may have raised non-guaranteed rates

Carriers such as Transamerica, Lincoln National, Voya, and Banner Life have instituted unprecedented and significant increases on inforce policy costs that seriously impact a policy. Other carriers could institute similar actions. Only a policy audit can uncover these problems before they are impossible to solve.

You may not understand all the benefits available to you

Life insurance contracts contain many benefits that you may be entitled to, but may not be aware of. can uncover these benefits and assist you with obtaining them